Photo: Jim Harbaugh Wears Allen Iverson Jersey To ODU Satellite Camp

first_imgJim Harbaugh looks content from the sidelines.MADISON, WI – NOVEMBER 18: Head coach Jim Harbaugh of the Michigan Wolverines watches action during a game against the Wisconsin Badgers at Camp Randall Stadium on November 18, 2017 in Madison, Wisconsin. (Photo by Stacy Revere/Getty Images)Another day, another satellite camp for Michigan head coach Jim Harbaugh. This morning, the khaki-wearing coach was at Old Dominion University in Norfolk, Va. for a camp. Harbaugh, who wore a Hank Aaron jersey before a camp in Atlanta earlier this week, took the field wearing an Allen Iverson jersey today. Michigan coach Jim Harbaugh is wearing an Allen Iverson jersey at ODU’s football camp. pic.twitter.com/Tblj1g3uqO— Harry Minium (@Harry_MiniumVP) June 5, 2016This makes some sense because ODU is about a half an hour away from Iverson’s hometown of Hampton. It will be interesting to see which other jerseys Harbaugh breaks out on the camp circuit.last_img read more

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Stock market volatility may awaken investors to scrutinize account fees

first_imgTORONTO – A return to volatility on global stock markets in early February may be the catalyst needed to warn investors about the impact of fees on returns — a feat that regulators haven’t accomplished so far.“Failing investment values tend to make people scrutinize everything more closely,” Dan Hallett, vice-president of HighView Financial Group in Windsor, Ont., said in an interview.He expects more attention will be paid to how fees affect portfolio returns “especially if they’re negative on the year.”Tough questions about advisory fees had been expected to emerge after the second phase of enhanced disclosure rules, known as CRM2, became mandatory last year.However, investors and their advisers had little cause for concern in 2017 as U.S. stocks continued a bull run that began in 2009 and continued into early 2018.The rough patch that hit markets in February, when global markets fell by 10 per cent at times, may force investors to take more notice.Research suggests CRM2’s heightened disclosure requirements have done little to change investor knowledge about fees — and, in some cases, have created confusion.A 2017 study by the B.C. Securities Commission estimated only nine per cent of investors were familiar with the indirect fees paid by third parties to firms — up from zero per cent before CRM2 was implemented.Another 2017 study by Credo Consulting Inc. found that 62 per cent of investors surveyed thought they didn’t pay for the financial advice they received — down from 67 per cent of investors surveyed in 2016.A Mutual Fund Dealers Association of Canada report in January 2018 found that fee disclosures used by some firms could lead to client confusion due to different terms used throughout investment statements as well as instances where required definitions weren’t used at all.The Ombudsman for Banking Services and Investments is expected to offer other details in a new survey to be released in early March.But even CRM2 only tells half the story, since annual report statements still don’t reveal the portion of management fees retained by the fund company.“Disclosing the full management expense ratios or MERs should be the requirements for funds,” said fee-only planner Jason Heath of Objective Financial Partners in Markham, Ont.An investor, for example, with a $100,000 portfolio made up of commission-based mutual funds with a two per cent MER would likely see about $1,000 in fees and charges on an annual CRM2 report statement. But the total amount of fees and charges would be $2,000 after accounting for the a fund company’s portion of the MER.While not all mutual funds include trailer fees, the ones sold through banks and full-service advisers often do and can make up a sizable portion of investment portfolios. According to the Investment Funds Institute of Canada, there was $1.49 trillion in mutual funds as of Jan. 31 — about 31 per cent of Canadians’ financial wealth.For portfolio manager John De Goey of Industrial Alliance Securities in Toronto, the only way for investors to really understand how much financial advice costs is to get rid of embedded commissions in mutual funds altogether.The Canadian Securities Administrators held consultations last September about whether the regulator should ban the use of embedded commissions — a move that Britain and Australia have already taken — following a report it released in early 2017 showing payment of embedded commissions raises investor protection and market efficiency issues.The Ontario Securities Commission is expected to publish an update in late spring about how it will proceed with embedded commissions.Investor advocacy group Fair Canada supports a ban on embedded commissions, calling it “an essential step so that Canadians can receive professional objective advice free from damaging conflicts of interest.”Canadian regulators are also taking steps to implement new disclosure regulations for segregated funds — an investment similar to a mutual fund that produces a return with an insurances policy that covers the risk — which initially did not fall under the same transparency rules affecting mutual funds under CRM2.last_img read more

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Contract workers taken to Hospital after H2S leak near Baytree

first_imgBAYTREE, A.B. – Contract workers at a Birchcliff’s Pouce Coupe Gas Plant were taken to hospital after an H2S leak.According to the company, some contract workers were affected by the H2S leak on Friday and taken to the Dawson Creek Hospital.  All of the workers have since been released from the Hospital.The company says the incident happened at their Pouce Coupe Gas Plant that is located east of Dawson Creek near Baytree.  According to company spokesperson Robyn Bourgeois, a full investigation is currently underway. Police and Fire dispatchers fielded a high volume of calls on Friday from concerned citizens in both Alberta and B.C. asking if they need to take precautions or be evacuated.The RCMP say at this time, there is no ongoing release and there is no risk to public safety. If the situation were to change, affected residents would be contacted directly as per industry Emergency Response Plans that are currently in place.The Birchcliff Pouce Coupe Gas Plant has a processing capacity has increased to 260 MMcf per day.  Engineering, procurement and fabrication work is underway for the Phase VI expansion of the PC Gas Plant which will increase processing capacity to 340 MMcf per day with an expected startup date of October 2018. “It is not clear if the release at Pouce Coupe was the cause on the incident that affected the contract workers. Birchcliff promptly initiated its emergency response procedures and notified the appropriate authorities. Birchcliff is currently conducting a full investigation and, if necessary, will comment at the appropriate time.”last_img read more

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Algeria Prevents Moroccan Delegation from Participating in a Security Council Forum

first_imgRabat – The Moroccan security delegation was composed of high-level figures, and Morocco’s ambassador has been protesting at the U.S. Embassy in Algeria.Rabat – Yesterday in Algiers, in a new escalation action against Morocco, Algeria prevented a Moroccan security delegation from participating in an international anti-terrorism forum. This forum was under the supervision of the US and sponsored by the UN Security Council. It was about activating the Algerian government to criminalize ransom payment to terrorist organizations that specializ in hostage-taking.The U.S., through the Global Forum for Combating Terrorism, invited the Moroccan delegation. The Algerian newspaper, Daily Annas, confirmed in its February 6th issue that Algerian officials justified this decision by the fact that the names of the representatives of the Moroccan security delegation were not initially on the list of invited forum guests. According to the same source, Morocco’s ambassador in Algeria, Abdallah Belkeziz strongly protested at the U.S. Embassy in Algeria against this escalation, which breached all diplomatic norms and international conventions.Edited by Katrina Bushko© Morocco World News. All Rights Reserved. This material may not be published, rewritten or redistributedlast_img read more

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Sack of money wont be enough to sign Alisson – Pallotta

first_imgRoma president James Pallotta, who became notorious for jumping into a fountain during the celebrations after they eliminated Barca from the Champions League, has denied there is a way to acquire Alisson.He warned Liverpool and Real Madrid, just a few of the contenders for the goalkeeper, that a sack of money will not be enough for him to depart from Rome. This comes after a wave of enormous interest in acquiring Alisson – also dubbed “the Messi of goalkeepers”.“Alisson? I don’t have any intention of selling Alisson. I know that several clubs have said that they want him, Liverpool being one of them, but he has a contract with us,” Pallotta shared, according to Goal.Chris Smalling open to a permanent AS Roma deal Andrew Smyth – September 6, 2019 Chris Smalling can “definitely see a longer-term future” for himself at AS Roma should things work out on his loan spell from Manchester United.“I’m sure some team will come up with a sack of money to sign him, but for now the decision lies with the coach and Monchi, and we don’t want to sell him.”“He’s an important pillar, with whom we want to build. We want players like him. Sales? If we thought about selling [Miralem] Pjanic and [Mohamed] Salah, it was because we didn’t have a choice,” Pallotta went on to add.last_img read more

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Marco Silva is worried over Evertons summer signings

first_imgEverton’s manager Marco Silva has expressed being worried that not all of the club’s signing were ready to begin the season.Only three out of six major signings of the club have been able to be used in this season. This is all because of the club’s late deals and the troubles of injuries. Andre Gomes, Yerry Mina, and Bernard have been sidelined by injury.Theo Walcott and Dominic Calvert-Lewin had also missed most of the summer fixtures. But they have been able to start the season strongly.Premier LeaguePremier League Betting: Match-day 5 Stuart Heath – September 14, 2019 Going into the Premier League’s match-day five with a gap already beginning to form at the top of the league. We will take a…However, Everton has been able to keep an unbeaten run so far this season; thanks to Silva’s good use of his squad from the previous season.Liverpool Echo has a report of Silva’s words: “I repeat, it is dangerous when you don’t have everybody ready to do pre-season and some of them lost pre-season as well.“We already knew about Andre because when we signed him we knew what had happened to him in that moment, it was clear to us as well.”last_img read more

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Say Yes In The Bahamas Tourism Social Media Wedding Proposal Competition

first_imgFacebook Twitter Google+LinkedInPinterestWhatsApp Related Items: Facebook Twitter Google+LinkedInPinterestWhatsApp#United States, October 25, 2017 – Plantation, FL – The Bahamas, one of the world’s leading destinations for weddings and honeymoons, is gearing up to launch its newest romance competition “Say Yes in The Bahamas Wedding Proposal.The unique social media competition, which commences on October 30, 2017 and ends on December 15, 2017 is a joint initiative created by the Romance Department of The Bahamas Ministry of Tourism and Aviation (MOTA) in conjunction with Paparazzi Proposal, to showcase the ultimate wedding proposals offered in the destination.The six weeks, interactive social media contest is opened to couples, who, are already in a relationship and reside within the United States of America.   Entrants will be required to upload on www.Bahamas.com or Facebook, one photo or image of the couple along with a 100 words story on why they should be selected to have their surprise- wedding proposal take place in the pristine islands of The Bahamas.   On-line registration for #sayyesinthebahamas commences on October 30, 2017 and ends on December 15, 2017.Four lucky couples will be selected by a panel of qualified judges and flown into The Bahamas to experience their dream wedding proposal in any of four amazing Islands in The Bahamas:  Abaco, Exuma, Nassau and Paradise Island.Winning couples will be announced just in time for Christmas, and couples will be expected to travel to The Bahamas in January 2018, where they will be enjoy luxurious accommodations for four days three nights, in one of the top resorts in The Bahamas.    Each couple will also receive an intimate, romantic dinner for two, all compliments of the Bahamas Ministry of Tourism and Aviation.Freda Malcolm, Director of Romance at MOTA, said the “Say Yes in The Bahamas” wedding proposal would truly be a remarkable and unforgettable experience for our participants.    We are excited about the opportunity of sharing our romantic destination with these couples while highlighting the wide array of wedding programs available within our diverse and beautiful country”.The Islands of The Bahamas have received numerous nominations and awards from the Romance sector and was, in 2015 awarded the World’s Leading Wedding Destination.In 2014, 2015 and 2016 the MOTA also held three successful social media competitions respectively in England, the USA and Canada, for its “16 Weddings, 16 Islands, One Priceless Day” event.    The contest, which attracted thousands of applicants vying to win a wedding ceremony in The Bahamas resulted in 16 couples getting married on 16 different islands in the Bahamas, at precisely on the same day at precisely the same time.For more information on #sayyesinthebahamas visit: www.bahamas.com .About The Islands Of The BahamasThe Islands Of The Bahamas have a place in the sun for everyone from Nassau and Paradise Island to Grand Bahama to The Abaco Islands, The Exuma Islands, Harbour Island, Long Island and others. Each island has its own personality and attractions for a variety of vacation styles with some of the world’s best golf, scuba diving, fishing, sailing, boating, as well as, shopping and dining. The destination offers an easily accessible tropical getaway  and the Bahamian dollar at par with the U.S. dollar. Do everything or do nothing, just remember It’s Better in The Bahamas. For more information on travel packages, activities and accommodations, call 1-800-Bahamas or visit www.Bahamas.com. Look for The Bahamas on the web on Facebook, Twitter andYouTube.Contact:  D. Earnestine MoxyzPh:  [email protected]last_img read more

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